The Paradox of Thrift

The Paradox of Thrift: When Saving Hurts the Economy   Traditionally, saving money is seen as a positive action. Keeping money in reserve for emergencies and potential issues in the future is surely a good thing both for you and for those around you. However, this seemingly responsible and innocent action can have extraordinarily negative consequences for a nation’s economy and growth if savings reach excessively … Continue reading The Paradox of Thrift

The Psychology of Marginal Utility

The first bite is often much more enjoyable than the fifth bite.  We love and experience the way we eat. Everyone knows that the first bite of a snack is like a sweet dream or heaven, the next bite technically still has similar if not the same taste and satisfaction but the fourth or fifth bite is not giving you the same pleasure or satisfaction, … Continue reading The Psychology of Marginal Utility

The Dot-Com Bubble

The late 1990s saw a revolutionary tech boom – the beginning of the internet. It was an era of thrilling innovation and optimism, with a promise of a “new economy” driven by advanced technology changing how things worked. Investors saw an opportunity in each new tech company and website, believing each one would be the next “revolution.”  The psychology behind investing is complex, and many … Continue reading The Dot-Com Bubble

The UK and Global Protectionism

How can the UK respond to global protectionism?  The consequences of protectionism  Since January of this year, $10 trillion [El Pais, 2025] has been wiped from the stock markets by the tariffs placed by the US, threatening to place the global economy in a negative feedback loop as trade restrictions heighten geopolitical tensions, triggering economic fallout among interdependent nations reliant on shared markets and industrial inputs, … Continue reading The UK and Global Protectionism